RISK AND INSURANCE
Prime Wealth Planners
Insurance Approach
As an independent insurance agency, we seek to offer our clients the most protection for the least amount of cost while protecting them from critical financial risks. We offer traditional as well as non traditional policies which covers risk and saving part to provide financial freedom to our clients. We do not charge separate (or additional fees) for these products. Since we get paid directly from the underlying insurance carriers, we do not charge any fees or commissions to our clients for any insurance product recommendations.
Insurance planning is critical component of financial plan which evaluates risk involved and coverage required.

Protection
The only certainty in life is uncertainty. We make sure our clients are prepared against the risks with emergency funds, asset, life and health insurance.
Coverage
As experienced professionals, we evaluate insurance needs and ensure the coverage required for each individual including saving option.
Risk management
By focusing on risk and committing the necessary resources to control and mitigate risk, we together with clients strive to ensure to reduce adverse effects of unfortunate events.
Annuities
A series of guaranteed payments at equal intervals
Life
A lump-sum payment to beneficiaries upon the insured's death
Long Term Care
Covers the cost of medical care for chronic medical condition, a disability or a disorder
Long Term Disability
Protects an employee from loss of income due to illness, injury, or accident